What if I’m a homeowner looking for resources? That's great! We have lots of resources for homeowners, whether you're in your first year of homeownership or it's all old hat to you. Check out Smart Start for Homeowners, our blog, and our Tools page for more. Related articles Why do you require me to provide my household income and other information? What if my overall score isn't 80% or higher? Can I offer the homebuyer course at a discount to my homebuyers? What is a homeownership advisor? Why aren't the lessons marking as complete?